Definition: Type of medical insurance refers to a type of insurance that covers specific medical treatments or procedures for various diseases, conditions, and injuries. This type of insurance can cover a wide range of services such as hospitalization, outpatient care, emergency room visits, specialists consultations, prescription drugs, prosthetics, orthopedics, dental treatment, and more.
The definition of "medical insurance" is a broad term that covers various types of policies that provide medical coverage for various medical expenses. It can be broken down into two main categories:
1.
Essential Medical Insurance
- This type of insurance typically includes essential benefits such as hospitalization, diagnostic testing, prescription drugs, and emergency room treatment. Essential medical insurance is often covered under commercial health plans offered by employers.
2.
Continuing Care Insurance (CCEI)
- CCEI covers a wider range of services than essential medical insurance, including outpatient care, dental treatments, and more. It provides coverage for ongoing healthcare needs after the initial medical treatment or procedure.
In summary, type of medical insurance refers to a specific insurance policy that typically covers various medical treatments and expenses for diseases, injuries, and other health-related issues. Essential medical insurance is essential for a broad range of services covered under commercial health plans offered by employers, while continuing care insurance (CCEI) provides coverage beyond the initial healthcare treatment or procedure.
Please note that there are many different types of medical insurance policies available depending on your specific needs and circumstances, such as deductibles, coinsurance, co-pays, and out-of-pocket limits. It's important to review your options carefully before making a decision regarding which type of medical insurance is right for you and what services will be covered under the policy.
In summary, type of medical insurance refers to a specific type of insurance that covers various medical treatments or procedures for various diseases, conditions, injuries, etc.
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